Citi Premiermiles Credit Card Benefits, Eligibility, Application, Fees and Charges

The Citi Premiermiles Credit Card is designed specifically for frequent flyers and travelers, offers several perks and advantages like free air travel and access to airport lounges. You can use your air miles to purchase tickets for domestic and international flights.

One of the well-known travel credit cards on the market is the Citi PremierMiles Credit Card. This card is an excellent choice for regular travelers because it includes a highly lucrative air mile programme and the freedom to redeem the miles with multiple top airlines. This credit card offers its users insurance protection of up to Rs. 1 crore in addition to travel. What you need to know about the Citi® PremierMiles Credit Card is provided below.

Citi Premiermiles Credit Card Benefits Eligibility Application Fees and Charges
Citi Premiermiles Credit Card Benefits Eligibility Application Fees and Charges

Features Citi Premiermiles Credit Card

  • Earn PremierMiles for every dollar you spend.
  • At, you may earn 10 miles for every Rs. 100 you spend on airfare.
  • On all other transactions, receive 4 miles for every Rs. 100 spent.
  • On the PremierMiles website and with Citibank partner hotels, you can exchange your points for tickets on more than 100 airlines.
  • The miles accumulated with the Citi PremierMiles Card never expire.
  • Benefit from up to Rs. 1 crore in air accident insurance coverage.
  • Get up to Rs. 10 lakh in Lost Card Liability Coverage.
  • Get free admission to a few airport lounges and the freedom to fly with any one of more than 100 airlines.
  • Customers of Citigold would not be charged the annual fee of Rs. 3,000.

Citi Premiermiles Credit Card Benefits 

Welcome Benefits:

  • Benefit of 10,000 Miles on spending Rs. 1,000 within 60 days of card issuance

Travel advantages:

  • Through Citi World Privileges, take advantage of hotel discounts in more than 90 nations worldwide.
  • At, earning and using miles is simple.
  • Instant redemption of reward points by SMS at renowned Citibank partner brands.

EMI advantages:

  • With the Citi PremierMiles Credit Card, you can easily convert any large purchase into an EMI.

Benefits of an instant loan:

  • Avail quick loans on your Citi PremierMiles Credit Card.

Benefits of dining:

  • Use your Citi PremierMiles Credit Card to get fantastic deals and savings on restaurants.
  • Use your credit card to save up to 15% at eateries at the airports of Mumbai and Hyderabad.
  • Through an annual subscription to EazyDiner Prime, take advantage of 50% cashback and 2x incentives.

Lifestyle Benefits:

  • Utilize your Citi PremierMiles Credit to take advantage of fantastic savings on lifestyle purchases.

Contactless Benefits:

  • Utilize the contactless function of your Citi PremierMiles Credit Car to benefit from quick and fast payments for transactions up to Rs 2000.

Citi Premiermiles Credit Card Fees & Charges 

Fee TypeCharges
Joining feeInformed by the bank at the time of card sourcing
Annual feeRs.3,000
Cash advance fee2.0% of the withdrawn amount (minimum amount of Rs.300)
Interest rate3.75% per month (45.00% annualized)
Over credit limit fee2.5% on the amount which will be over the credit limit(min Rs.500).
Cheque return or bounce feeRs.350 per returned cheque
Railway ticket booking surcharge1.8% of the transaction value
Re-issue of the cardNIL

Late Fees Payment:

  • NIL for a statement balance up to Rs.2,000
  • Rs.100 for a statement balance more than Rs.2,000

Citi Premiermiles Credit Card Eligibility 

  • At least 21 years of age is required.
  • You must be no older than 65.
  • When you apply for the card, you will learn about the various income requirements.
  • You must be an Indian citizen or a non-citizen of India.

Citi Premiermiles Credit Card Documents 

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • Coloured Photographs
  • Bank Statement for the last 3 months

How to Apply for Citibank Citi PremierMiles Credit Card

Step 1 – Go to Citibank’s official website

Citi Premiermiles credit card Online Application
Citi Premiermiles credit card Online Application

Step 2 – Navigate to the “credit card” area and Click on Citi Premiermiles Card

Citi Premiermiles credit card Application
Citi Premiermiles credit card Application

Step 3 – Now fill your Mobile Number, Email ID, Name and other personal and professional information.

Step 4 – After completing all the information click on Submit button.

Step 5 – Your application will be thoroughly reviewed by the bank before being approved. And a customer executive will also contact you for documents verification.

Step 6 – Make sure you meet the eligibility requirements and provide the necessary paperwork.


Can I find out the status of my credit card application?

Ans. On the Citibank website, you can check the status of your application. Look for Credit card application status under “Credit Cards.” Your application reference number must be entered. The identical mobile number that you provided on your credit card application must also be typed here.

What is the number on my application reference?

Ans. Within two working days of receiving your application, Citibank will send you an 11-digit number via SMS. Please be aware that it can take up to 24 hours for your status to be updated if you are unable to access this information.

What is the dynamic interest rate? How does it differ from fixed interest?

Ans. With a dynamic interest rate, your interest may change within a given range. The range for the IndianOil Titanium Credit Card is 37.20 to 42.0 percent annual percentage. Your credit card usage, purchases, repayment habits, defaults, and similar factors all affect the fluctuation.

When I fill up at IndianOil, how do I get the fuel surcharge?

Ans. Make sure your card is swiped on a Citibank EDC terminal at the IndianOil shop to earn rewards points and take advantage of the fuel surcharge.

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